What Are Cookies and Why We Use Them

Cookies are small text files stored on your device when you visit flow-brain.com. Think of them as digital sticky notes that help our website remember who you are and what you're doing.

We use cookies to make your experience smoother. They help us understand which parts of our financial modeling content work well and which need improvement. Sometimes they remember your preferences so you don't have to set them every time you visit.

Not all cookies are the same. Some are necessary for basic website functions. Others help us analyze how people use our site. And some are used for marketing purposes, though you have control over those.

Types of Cookies We Use

Essential Cookies That Keep Things Running

Here's what our essential cookies do:

• Maintain your login session so you don't get logged out unexpectedly
• Remember items in your cart if you're enrolling in multiple courses
• Enable security features that protect against unauthorized access
• Balance server load to keep the site running smoothly during high traffic
• Store temporary data needed to complete transactions

These cookies don't collect personal information beyond what's needed for basic operations. They expire when you close your browser or after a short period.

How Long We Keep Cookie Data

Different cookies stick around for different amounts of time. Session cookies disappear when you close your browser. Others might last a few months or up to two years, depending on their purpose.

We regularly review stored cookie data and delete information that's no longer needed. If you reject non-essential cookies, we'll only keep what's absolutely necessary for the site to function.

What Happens When Cookies Expire

When a cookie reaches its expiration date, your browser automatically deletes it. This means you might need to log in again or reset your preferences. It's similar to how milk expires and you need to buy fresh.

Third-Party Cookies and External Services

Sometimes other companies place cookies through our website. This happens when we embed content from external sources or use third-party analytics tools.

For example, if we embed a video tutorial from an external platform, that platform might set its own cookies. We don't control these third-party cookies, and they're subject to the other company's privacy policies.

Services That May Set Third-Party Cookies

• Analytics platforms that help us understand website traffic patterns
• Video hosting services for our educational content
• Payment processors when you enroll in courses
• Social media platforms if you choose to share our content

You can control these through your browser settings or by rejecting non-essential cookies using the button above.

Your Rights and Choices

You have full control over how cookies are used on our site. Beyond just accepting or rejecting them, you have several other rights:

Access and Deletion

You can request to see what cookie data we've collected about you. You can also ask us to delete this information, though we'll need to keep essential cookies active for the site to work.

Opting Out of Targeted Advertising

If you don't want to see personalized ads based on your browsing behavior, you can opt out through industry tools or your browser's privacy settings. This won't stop all ads, just the targeted ones.

Do Not Track Signals

Some browsers offer a "Do Not Track" feature. While we respect your privacy preferences, there's no universal standard for how websites should respond to these signals yet.

Updates to This Policy

We update this cookie policy occasionally when we add new features or change how we use cookies. When we make significant changes, we'll update the date at the top of this page and notify you through a banner on the website.

Checking back here periodically is a good idea, especially if you're particular about your privacy settings. We try to make these updates clear and explain what's changed in plain language.